Articles

Save Money On Your Outdoor Living Space

November 2, 2012

When my wife and I first moved to Colorado a little over a year ago, one of the big things we were looking for when house hunting was the outdoor space.  We love to be able to have friends over during the summer to grill out and enjoy the outdoors.  To really make your outdoor [...]

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5 Great Ways to Save Money on Home Improvement Projects

October 9, 2012

Homes are constructed of wood, sheetrock, laminated materials, paint, pipes, and other materials that are sure to wear down over time. Not only do you have to contend with faulty hardware in the home, but you may have simply grown tired of the décor. Whatever the reasons, millions of homeowners are out there trying to [...]

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Is Now the Time to Ask When, Where and How I should Invest My Money?

September 13, 2012

There is no doubt about it.  This economy is the worst that we have witnessed in many generations, but it appears that the worst may be behind us.  For those of us that have been lucky enough to maintain jobs during the past five years, the issues become more about planning for the future and [...]

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Is Travel Hacking The Ultimate Form Of Couponing?

September 10, 2012

This article comes from my friend Jason Steele, a credit card expert and a contributor to Smart Balance Transfers and many other personal finance web sites. At first, people realize that they can clip coupons out of their paper and save a few cents on their purchases. Later, couponing enthusiasts learn how to stack, double-dip, [...]

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How to Survive as a Single-Income Family

August 31, 2012

These days, the majority of families survive off of two incomes. Both spouses work and contribute money to the household. When one spouse loses his or her job, the family may have to temporarily get by on a single income. In other cases though, a deliberate decision is made to become a single-income family. This [...]

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Handle Your Finances When You’re Jobless – Let Go of the Economic Stress

August 28, 2012

There are more than 10 million Americans who are unemployed, it’s perhaps needless to say that millions of consumers are in dire need of financial advice. With the crippled job market and the unemployment rate stubbornly hovering at a ‘close-to-double-digit-rate’, managing money during times of unemployment is a big question in everyones mind. It is [...]

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What to Consider When Refinancing a Mortgage

June 24, 2012

With interest rates at all time lows, many people are looking into refinancing their mortgages to take advantage and lower their payments.  Right now, it is possible to get a rate below 4% for most loans, which is unheard of.  However, before you jump on the mortgage refinancing bandwagon, make sure you consider the points [...]

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Simple Ways to Cut Your Spending

May 10, 2012

Many people find that they are in debt due to their spending habits. Buying small items here and there adds up when it’s time to tally the monthly amount of expenditure. Many individuals are aware that they are spending money on frivolous things that they do not really need or that make their life more [...]

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Mother’s Day Spending – Do you Spoil Your Mom?

May 4, 2012

With only a little over a week until Mother’s Day it is time to start making those last minute gift purchase.  Here are some interesting facts about how Americans are spending on Mom this year. This year, shoppers expect to spend an average of $152.52, up 8% from 2011. Moms in the south are getting [...]

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Starting an Emergency Fund

April 11, 2012

Starting an Emergency Fund I am a firm believer that one of the first things that people should do once they eliminate their debt and reduce their spending is to create an emergency fund.  This will help to protect yourself from getting into debt again in the future. What is an Emergency Fund? An emergency [...]

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