Living Debt Free Series

What to Consider When Refinancing a Mortgage

June 24, 2012

With interest rates at all time lows, many people are looking into refinancing their mortgages to take advantage and lower their payments.  Right now, it is possible to get a rate below 4% for most loans, which is unheard of.  However, before you jump on the mortgage refinancing bandwagon, make sure you consider the points […]

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Simple Ways to Cut Your Spending

May 10, 2012

Many people find that they are in debt due to their spending habits. Buying small items here and there adds up when it’s time to tally the monthly amount of expenditure. Many individuals are aware that they are spending money on frivolous things that they do not really need or that make their life more […]

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Starting an Emergency Fund

April 11, 2012

Starting an Emergency Fund I am a firm believer that one of the first things that people should do once they eliminate their debt and reduce their spending is to create an emergency fund.  This will help to protect yourself from getting into debt again in the future. What is an Emergency Fund? An emergency […]

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5 Tips to Help You Become Debt Free

April 2, 2012

5 Tips to Help You Become Debt Free Debt can be one the of most difficult things a person can deal with. It can cause an incredible amount of stress on not only yourself but also for the people around you. The good thing is being able to eliminate debt can be much easier than […]

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